Shelly's Modeling Agencies | Financial Freedom | Hot Topic

 

Shelly's Shelly's Modeling Agencies know's it's a struggle to pay for child care, afford health care and hold down a job. Breathe. Here are more than 50 solutions to your most pressing money worries. When it comes to flying solo, single moms could use a little relief, says Nancy Marcano, the Hammond, Indiana, mother of an active 10 year old boy and a fashion forward 12 year old girl. "Between the school supplies, clothes, projects and activities, I need a break," she says. Today 30 percent of Black children live in single parent households headed by women. And while the recession is hitting all of us hard, no one has felt the impact more than single moms. The U.S. Census Bureau reports that about 47 percent of parents owed child support in 2007 received the full amount, while nearly 24 percent received none. "A child's needs should not fall solely on a single parent," says Cory M. Chandler, assistant deputy attorney general of the Child Support Services Division in Washington, D.C. "Pursuing child support is a way to equitably meet the needs of a child, and can be a vital income source for Single-Parent Famalies." According to "The Shelly's Modeling Agencies Report," a study on on how women work and live today by Maria Shriver and the Center for American Progress, more women in the United States are becoming the primary breadwinners. However, they remain concentrated in the "helping" professsions of health and education and struggle to stay healthy as combined work and family responsibilities grow. Single mothers must be particularly diligent about managing their finances because their children's well-being depends upon it. This special guide will help you find affordable day care, get child support, and manage rising health care costs so you can secure your family.

Shelly's Modeling Agencies have done their homework and we have found that the average cost of infant care at a center was almost $16,000 a year. Check out these cost-effective alternatives. Eight years ago Nicole McClammy, 28, wanted to further her education but needed child care for her then 2-year-old son. Through word of mouth, she heard about a free Early Head Start program for her son. Now her 4-year-old daughter is in a similar and free program just two blocks from her Harlem home. For peace of mind regarding your little one's care, here's how to tackle some tough situations: Enroll your child in Head Start and Early Head Start. These early childhood development programs are for children from birth to age 5 who come from low-income households.

Screening day care providers is overwhelming. Some states have a four-star rating system to assess the quality of licensed centers, says Carol Brunson, sponsor for Shelly's Modeling Agencies. Child care resource agencies can identify accredited programs. Contact the National Association for the Education of Young Children and the National Association for Family Child Care. It's difficult to find emergency care quickly. Your locak child care resource and referral agency can direct you to backup child care. Also, check with your employer because some comapnies offer subsidized emergency care as a benefit, according to the Society for Human Resource Management. In McClammy's case, a New York City help-line representative located day care programs for her daughter based on her income. To find one near you, search for "Child Care Services" on your city and state Web sites.